Banking Management and Strategies Course

Why select this training course?

Banking is among the oldest and most long-established professions. It is also among the most honorable professionals aiming to improve humanity. They do so by making loans and deposit activities as efficient as possible. Even though we do not notice it, these activities are essential to any society in many ways. Therefore, for this reason, all the banks have to be managed prudently.

What are the core banking principles included in banking management and strategies?

At the core of any bank are the two principles that have been used for a while now; asset-liability mismatch and the most dreaded liquidity risk management. While the existing investors always want to lend for as short as possible, on the other end, borrowers like remaining with the loan as much as possible, making the act of loaning and depositing a mismatch. As much as banks would want to, they do not have enough muscle to match, let’s say, a 30-year maturity mortgage with a 30-year fixed deposit, and because of this, there is a liquidity risk involved in the entire process. Banks’ main responsibility is to ensure that liquidity, the art of ensuring rollover funding for any outdated loans, is continuously available without fail.

What is the need for banking management?

Mismanaged banks can easily create world crises like the one that the failure of Lehman Brothers in 2008 created when it collapsed. It can be easy because banking mainly deals with deposits and loans to get their income. Loans create interest expenses that are useful for the bank while deposits do not; therefore, deposits are a liability in the banking world, and loans are assets. The bank acts as an efficient intermediary between those who borrow and those who lend. Any strategically managed bank uses the ALM (Asset-liability Management) principles effectively; therefore, they are identical in various ways. They handle the same market and each other, meaning that the bankruptcy of any bank has adverse effects on its customers, creditors, and wider economy because of the inherent risk this poses to other banks. Because of this, if one bank fails, it can easily create a huge crisis.

The Banking Management and Strategies Training Course by Rcademy will enable you to grasp the main and fundamental principles and the art of banking, the ALM, and all the techniques used in liquidity risk management.

Who should attend?

TheBanking Management and Strategies Training Course by Rcademy is ideal for senior-level bank managers, effective leaders with higher responsibilities to manage risks in banks, and those expected to get to this level soon. It also suits the following team that supports top management:

• CEOs, board of management members, and top-level executive committee members
• Senior executive members that are responsible for the divisions’ support, including

• • Risk management team (market risk management and credit risk management)
  • Action planning
  • Marketing &Sales
  • Strategic planning
  • Internal audit and compliance
  • Operations
  • Human resources team
  • IT (information technology team)

• Bank owners, supervisory board directors, and the main board members
• The general managers, executive directors, vice presidents, and all those involved in:

• • Companies involved in these businesses
  • Retail banking, private baking, and premium banking
  • Commercial banking
  • Corporate banking
  • Treasury and ALM

• Any other professionals who want to culture the potential to rise to the top

What are the course objectives?

The Banking Management and Strategies Training Course by Rcademy is highly designed to enable the participants to:

• Understand how to boost bank business and increase customer income
• Apply risk management principles and contain risks at conveniently acceptable levels
• Increase money earned from ALM (asset and liability) and treasury
• Achieve highly cost-effective plans and maintain them
• Optimize how resources are allocated in the bank, particularly people, time, and funds

How will this course be presented?

This course is highly participative and engaging with intensive practical and case studies  It will be facilitated by the industry-best professionals who understand the ins and outs of the banking business  It utilizes various learning methods, such as:

• Questions and answer explanatory discussions with the facilitators
• Practical case studies will give examples of applying the learned principles and methods
• Individual and group exercises to deepen the understanding
• Presentation and lectures with real examples

What are the topics covered in this course?

Module 1: Bank Business and the Market

• The money markets
• Capital and bank business
• Credit assessment and how to effectively manage risks within acceptable levels
• The yield curves
• Customer services and marketing for bank services
• Money market hedging

Module 2: Targets and Strategies to Increase Profits

• Strategy setting
• Managing operational risks
• Financial market mathematics
• Bank regulatory capital
• Case studies
• Overall strategies used by banks

Module 3: Attaining Maximum Cost-Effectiveness

• Wastage cutting techniques
• Reducing the operational cost by using the reengineering method
• Implementing a cost-effective strategy by reorganizing

Module 4: The ALM and Treasury Money-Making Methods

• Asset and Liability Management
• The ALM as a business
• Strengthening the roles of the treasury in the ALM
• ALM as part of risk management

Module 5: Profit Increase Guaranteeing Methods

• Assigning responsibilities, staffing, and creating schedules that work
• Governing and overseeing major profit improvement programs
• Identifying the main factor for the success of major profit improvement programs
• Setting up the profit increase priorities

Module 6: Managing Risk and Maintaining Acceptable Levels

• Ensuring you are using international standards ALM
• Following international standards in Credit Risk Management
• Managing risks at the minimum level

Module 7: Utilising Resources Effectively

• Investment management and getting the maximum value in the Information Technology era
• Bank capital allocation management and optimization
• Setting up people and staff for income-generating activities

Module 8: Liquidity and ALM

• Bank liquidity handling and effective management
• Bank business best practice
• Stress testing, collateral management, and liability strategies
• Liability management
• Bank internal funds transfer pricing policy
• Securitization mechanics for balance sheet management
• Net Interest Margin (NIM)
• Net Interest Income (NII)
• Interest rate risks management