Masterclass in Pension and Retirement Fund Management Course

Why select this training course?

Masterclass in Pension and Retirement Fund Management Course by Rcademy is designed to deliver in-depth knowledge to the trainees. All crucial topics are discussed comprehensively, and real-world examples are described along with some assignments that increase trainees’ confidence in this field.

What is pension and retirement funds management?

Pension and retirement funds management is a separate topic in which pension administration companies manage pension funds. Usually, the pension funds administrator is the person who manages the funds. Pension administration companies hire pension fund administrators with high and up-to-date information. 

What are the responsibilities of a pension funds administrator?
The pension funds administrator is responsible for opening retirement savings accounts, investing the pension funds, and managing them properly as per laws and regulations. Moreover, retirement benefit payments and managing all transactions related to pension funds also fall under the responsibility arena of pension fund administrators.

Rcademy’s staff members are the foremost authorities in this area. They recognize that it’s essential for participants to have a broad overview first and then to hone down on specifics so they can grasp the market and adapt their practices appropriately. Training in pension funds management requires a solid foundation, which this course aims to provide. After finishing the Masterclass in Pension and Retirement Fund Management Course, trainees will be prepared to join the market with the advanced knowledge and a mentality to flourish in this profession, thanks to their thorough understanding of the course’s advanced themes.

Who should attend?

Masterclass in Pension and Retirement Fund Management Course by Rcademy is ideal for

• Fund managers
• Trustees
• Pension Funds Administrators
• Employers
• Worker Representatives
• Pension officers
• Pension Registrars
• Investment Committee Members
• Pension Funds Managers
• Senior Human Resource Professionals
• Benefit Administrators
• Pension Fund Risk Managers
• Pension Scheme Managers who are solely responsible for accurate pension pay-outs
• Pension Fund Communication Professionals
• Portfolio Managers
• Policymakers who are in charge of developing policies and programs for pension benefits
• Finance/Treasury Professionals
• Professional consultants
• Member Distribution Managers
• Pension governance and regulation expert
• Any other public sector employee who would like to learn more about pension governance

What are the course objectives?

Upon the successful completion of the Masterclass in Pension and Retirement Fund Management Course by Rcademy, the trainees will be able in

• Learning how to manage the pension and retirement funds in a better way
• Ensuring that the pension plans and schemes follow the international standards
• Understating the field comprehensively so that the trainee would manage the pension and retirement funds efficiently
• Learning crucial topics such as portfolios, interest rates, and inflation
• Discovering basic statistics concepts like mean, median, mode, standard deviation, etc
• Comprehending the use of MS Excel
• Learning theories and applying them for better management of pension and retirement funds
• Understating how to decrease the chances of bankruptcy and comparable inadequacies as a result of early identification of such possibilities
• Implementing the appropriate measures to reduce the risks

How will this course be presented?

The Masterclass in Pension and Retirement Fund Management course enhances the trainees’ knowledge through theoretical and practical lessons. The journey of this course goes hand in hand with the unique methodology in which the assignments, class activities, group discussions, and mini-projects are used to enhance and develop the understating of the trainees.

What are the topics covered in this course?

All of the essential topics required to be completed to become a certified professional are enlisted below:

Module 1: Introduction to the crucial topics of Pension

• What is a Pension?
• Types of the Pension (DC and DB)
• Definition of pension scheme
• Pension Governance
• Pension regulation

 Module 2: DB and it’s determining factors

• Accrual rate
• Duration of the employment with one employer
• Salary at the time of retirement

 Module 3: DC and it’s determining factors

• Payment by the employee into a pension
• Payment paid by the employer into the pension
• Tax relaxation for the employee
• Employee investments’ performance

 Module 4: Advantages of the Pension

• Exemption from inheritance tax
• Tax relief for the employee
• Improved investment portfolio
• Diversification of the investment portfolio

 Module 5: Important topics for the arena of pension

• Inflation and its Impact on Pension
• Interest rate and its impact on pension
• Investment portfolio and its importance

 Module 6: Finance of the Pension: Statistics

• Mean
• Median
• Mode
• Percentiles
• Standard deviation
• Using MS Excel

 Module 7: Comprehension of complex topics and their formulas

• The formula for calculating the current perpetuity value
• The formula for calculating the growing perpetuity value
• The formula for calculating annuity

 Module 8: Equity Markets drivers

• Financial markets and oil prices
• Share prices drivers: company-based performance

 Module 9: Possible Risks to Pension and retirement funds

• Counterparty Risk
• Potential financial crisis
• Liquidity Risk
• Dishonesty of pension fund administrators and employers
• Shortfall Risk
• Limited financial awareness of the employees
• Interest-Rate Risk
• Default Risk
• Currency Risk
• Inflation Risk

Module 10: Portfolio: A deep dive

• Portfolio theory
• Application of portfolio theory
• Size of the portfolio
• Share diversification
• Application of share diversification

Module 11: The CAPM

• Introduction to the CAPM
• Assumptions of the CAPM
• Application of the CAPM

Module 12: Efficient Market Hypothesis

• ‘No freebies’ in EMH
• Technical analysis: an accurate description
• Characteristics of technical analysis
• Investors and ‘the market.’

Module 13: Close Relationship between human behavior and Risk

• International financial issues and risks
• Types of human behavior in the business world
• Impact on human behavior
• Business environment and risks

Module 14: Theory of the bounded rationality

• Explanation of bounded rationality
• The prospect theory
• Overconfidence
• Anchoring
• Investment decisions and emotions

Module 15: Winding up and real-world application

• Reviewing all important topics
• Real-world application of the theory
• Winding up the course